How to Finance Furniture for New Homeowners

Furniture store financing comes in many shapes and sizes. The one thing they all have in common is they allow you to spread the cost of new furniture out over time. This makes it easier to afford high-quality pieces and rooms without the big upfront expenditure. That's a valuable tool when you're furnishing a new home or refreshing your current one.

• What is Furniture Store Financing: In short, furniture store financing is credit that comes in various forms, all of which allow the customer to purchase furniture and pay for it over time. Often you can do this through the store, but outside credit providers can also offer solutions. How long do you have to repay? That depends on the financing option you choose.

• Benefits of Furniture Store Financing: The primary benefit of furniture store financing is that it enables you to enjoy your new furniture immediately. It helps manage cash flow and makes large purchases more affordable.

• Eligibility Requirements for Financing: To qualify for furniture store financing, you'll typically need to meet certain criteria, such as having a reasonable credit score and a stable income commensurate with the size of your purchase. These requirements often vary between stores, so it's essential to understand the specific terms of each financing program.

Why compromise on style or quality when you can save money while making your home comfortable and beautifully furnished? Thinking by the room allows you to furnish an entire room in one purchase AND save more money while doing so!

• Bedroom Furniture: You can certainly shop for beds, dressers, nightstands, and chests, but complete bedroom sets make the most of your financial power. Explore bedroom furniture sets to find the perfect fit for your new home that also maximizes your budget.

• Living Room Furniture: Sofas, sectionals, coffee tables, and entertainment centers are among the living room items you can finance as part of a room package. Check out living room furniture sets to create an entire cozy and inviting space in one fell swoop.

• Dining Room Furniture: Dining tables, chairs, side tables, curios, and Chinas make up complete dining room sets, which can be financed as a room, allowing you to host family and friends in style for one money-saving price. Discover dining room furniture sets to enhance your dining experience.

Rooms To Go offers a variety of furniture financing options tailored to meet the diverse needs of new homeowners. Our goal is to provide flexible and affordable solutions to help you furnish your home with ease.

• Promotional Offers: We frequently offer promotional financing deals, such as 0% APR for a specified duration with the use of your Rooms To Go credit card. These promotions can help you save money on interest and make it easier to afford the furniture you love.

• Credit Programs: Rooms To Go has its own credit card program that offers special financing terms and benefits every day of the year. By using the Rooms To Go credit card, you can take advantage of exclusive financing offers and manage your furniture purchases more effectively.

• Special Financing Terms: For those with good credit, we offer special financing terms that can include longer repayment periods and lower interest rates. These options are designed to make high-quality furniture more accessible and affordable.